440 Swan Pond Cir Rd, Harriman, TN 37748 (MLS# 1345410)

440 Swan Pond Cir Rd, Harriman, TN 37748

$359,000

Aerial Lake View Left of the property to

Property Type: Single Family Bedrooms: 3 Square Footage: 1,100 Lot Size (sq. ft.): 55,757 Status: Active

Current Price: $359,000 List Date: 6/20/2026 Last Modified: 10/26/2026

Overview

Description

Unlock a rare riverfront investment opportunity on 1.28 acres with more than 320 feet of shoreline along the Emory River/Watts Bar Lake. With two physical addresses and the potential to subdivide into two separate lots, this property offers multiple paths for value creation. The existing 1,200 SF site-built cottage with a full basement provides immediate usability and rental potential. The main level includes 3 bedrooms and 1 bath, a functional galley kitchen, and a bright living room. The lower level adds a family room, a third bedroom, and an oversized laundry/storage area with walk-out access--ideal for tenants, guests, or future expansion. The land itself is the true asset: gentle topography, wide shoreline, and flexible development options. Investors can hold and rent, build a new riverfront home, create a multi-generational layout, or divide the property to maximize long-term return. Waterfront parcels with this level of versatility are increasingly scarce on Watts Bar. ... (Read more)

Listing Details MLS# 1345410

Location Tax Legal Info

House #: 440
Street Name: Swan Pond Cir
St Suffix: Rd
State/Province: TN
Zip Code: 37748
PIN #: 027 176.00

Contract Info

Auction Y/N: No
Listing Price: 359000
Occupancy: Either

General Property Description

Type: Basement Ranch
Acres: 1.28
Acre Source: Tax Records
Site Built: Yes
Restrictions: No
SqFt - Total (Aprox): 1100
SqFt - Main Lvl: 550
SqFt - Down Lvl: 550
# Bedrooms: 3
Baths - Full: Yes
# of Rooms: 6
Fireplace: No
Property Status: N/A
HOA: No
Year Built: 1976
Bonus Room: No
Extra Storage: Yes

Status Change Info

Status Change Date: 2026-06-20

More Information

Property Features

Style: Cottage Construction: Block Siding: Cement Basement: Finished; Walkout Lot Description: Irregular Lot; Lake/Water Access; Level; River; Rolling Slope; Waterfront; Wooded View: Lake View; Wooded Fireplace: None Floors: Carpet; Vinyl; Other Fuel: Electric Heat: Central Cooling: Central Cooling Appliances: Range Sewer: Septic Tank Water: Public Other Rooms: Basement Rec Room; Bedroom Main Level; Family Room; Laundry/Utility; Mstr Bdrm Main Level Misc Features: Washer/Dryer Connect Exterior Features: Deck Dining Area: Eat-in Kitchen New Financing: New Loan

IDX

Listing Office: Berkshire HathawayHome Services J Douglas Properties

Last Updated: October - 26 - 2026

The data relating to real estate for sale on this Web Site comes from the IDX Program of the East Tennessee REALTORS® Multiple Listing Service. © Copyright 2026 All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use, it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. This information is updated daily, however, some of these properties may subsequently have sold and may no longer be available. The Real Estate Broker providing this data believes it to be correct, but advises interested parties to confirm the data before relying on it in a purchase decision.

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440 Swan Pond Cir Rd, Harriman, TN 37748 (MLS# 1345410)